Our Products
What We’re Offering
Vehicle Loan
PML’s Vehicle Loan is designed for individuals looking to purchase a new vehicle, upgrade an existing one, or refinance their own vehicle to meet various funding needs. This loan supports categories such as two-wheelers, three-wheelers, four-wheelers, and agricultural-related vehicles. Loan amounts are determined based on the current market valuation of the vehicle, and financing is available for both registered and unregistered vehicles.
This product plays a crucial role in improving access to transport, enabling customers to expand their business operations, reach markets more easily, support family mobility, and access essential services such as education and other movement of the society. By supporting vehicle ownership, PML contributes directly to income generation and overall economic mobility for grassroots communities.
Diriya Loan
The Diriya Loan is an emergency financial solution tailored for individuals who require immediate funding with minimal delays. This facility is granted by assigning a vehicle CR (Certificate of Registration) to PML and is available for various vehicle types including two-wheelers, three-wheelers, four-wheelers, and agricultural vehicles.
What sets the Diriya Loan apart is its minumum processing time, minimal documentation, and low processing fees, making it a preferred option among existing clients during urgent financial situations. The loan amount is based on the vehicle’s forced-sale value. Whether it’s for unexpected medical expenses, family emergencies, or urgent business needs, Diriya Loan ensures support is never far away.
Business Loan
Business Loan is a versatile financial product that caters to aspiring entrepreneurs and existing business owners looking to launch, expand, or stabilize their operations. It is particularly suited to micro and small-scale enterprises, many of which struggle to access conventional credit facilities due to lack of collateral or formal financial history.
The facility amount is based on the actual project need and the borrower’s contribution level, ensuring that the loan is purpose driven and sustainable. This product is ideal for rural and urban entrepreneurs engaged in various trades, production, agriculture, and services, helping them realize their business goals, increase their income potential, and contribute to local economic development.
Diriya Kantha
The Diriya Kantha loan is a specialized financial product aimed at empowering women to start or expand their income-generating activities. Recognizing the barriers many women face in accessing formal credit, such as lack of collateral and limited exposure to banking services, this facility offers low interest, flexible financing options specifically for female entrepreneurs.
Beyond funding, this initiative is part of PML’s broader commitment to enhancing women’s economic participation and promoting financial inclusion. By investing in women-led micro and SME businesses, PML supports not only national development priorities but also builds stronger, more resilient communities. This product serves as a bridge between ambition and opportunity, empowering women to grow with confidence and independence.
